fuel costs have decreased, and our SG&A is significantly down year on year -24% as we focused on reducing costs in order to compensate the challenging market conditions. Going forward we continue to seek
Receivable The Company has gross accounts receivable of 88,017 million baht as of August 31, 2020, decreasing 2% from as of February 29, 2020. The decrease was attributed mainly from the reducing of new
Company has accounts receivable of 87,433 million baht as of February 28, 2021, decreased by 3% from as of February 29, 2020. The decrease was attributed mainly from the reducing of trading volume caused by
as of February 28, 2021. The decrease was attributed mainly from the reducing of trading volume caused by the COVID-19 pandemic, but some of customers able to repay better than expected caused there is
reducing of trading volume caused by the COVID-19 pandemic. However, this can be categorized by business type as follows: credit card receivable of 36,094 million baht, loans receivable of 44,944 million
because the Company can control effective operating and administrative expenses well in accordance to the Digitalization plan, which reducing some operating and administrative expenses. The operating and
reducing loan interest LH Financial Group Public Company Limited Management Discussion and Analysis for the First Quarter Ended 31 March 2021 Page 9/19 rate for both retail and corporate customers, offering
medicines, expanding various product types, increasing revenue and reducing costs Agenda 4 To consider and approve the issuance and offering of debentures in an amount not exceeding 300 million Baht. The
capital shall be decreased by reducing the value of the units or reducing the number of units except when the units are classified and the decrease will not be done concurrently nor equally across the board