financial institution whom the credit facilities lent by the Company, resulting in the enhancement in the Company’s ability to achieve its goal and the increase in the Company’s competent capability in the

increase in the Company’s competent capability in the long term. 5. Warranty of Directors The Board of Directors certifies that the Board of Directors has performed its duty with honesty and has carefully

the Company, resulting in the enhancement in the Company’s ability to achieve its goal and the increase in the Company’s competent capability in the long term. 5. Warranty of Directors The Board of

by a foreigner, the intermediary shall comply with the following additional rules: (1) selecting a foreigner who has credibility and capability to provide consultation of investment and is permitted to

using the double-sorting methodology of Fama and French (2018). The holding-level data allows us to do two things: quantify the holding value of individual stock for each fund over time and identify how

of Baht 15 million. For services, the Bank introduced “KK Magic Mirror”, an interactive financial advisory service through LED format with live video call capability to provide customers with an

loan amount of Baht 15 million. For services, the Bank introduced “KK Magic Mirror”, an interactive financial advisory service through LED format with live video call capability to provide customers with

year of the first phase of the 9-year strategic plan of DTC (2016-2025) being the "Strengthening Foundations” which focused on strengthen People, Process, Properties, Technology and Financial Capability

Cycle (Days) 46 50 Total Debt to Equity Ratio (Times) 0.55 0.71 Interest Coverage Ratio (Times) 88.49 43.82 Debt Service Coverage Ratio (Times) 4.60 2.59 - 9 - (3) Asset Management Capability (3.1) Debtor

22.90 Debt Service Coverage Ratio (Times) 2.45 1.74 - 9 - (3) Asset Management Capability (3.1) Debtor Quality, Accounts Receivable Aging, Provision and Sufficiency of Allowance for Doubtful Debts The