investors, and modern investors. Cash holders almost keep all their money as cash deposit in a saving account. Old-fashioned investors tend to invest larger proportion of their money into old-fashioned

complaints ADDITIONAL FINDINGS: DAMAGES • Alleged Damages: 22% to 67% higher • Less likely to be denied damages • Awarded Damages: Larger $ damages recovered INTERPRETATION Supports the Misconduct hypothesis

SUPPORT o Legislation and policy support o Require larger portion of renewable energy projects 11 Seeking INVOLVEMENT and ALIGNMENT from several parties to create nationwide impacts and collaboration to

for new employees; employees annually sign for acknowledgment of the rules and penalties; the code of conduct is publicized for employees and outsiders. 1.3 There are procedures to monitor and assess

from time to time, to allow the SEC Office to monitor compliance with this Notification, within a time period specified by the SEC Office, provided that the requirement does not cause unreasonable burden

stages of the outbreak of COVID 19, the Company formed a central committee to monitor and manage risks, as well as establishing working committees for all subsidiaries. These committees closely monitor and

-competitive markets. A notable initiative in this quarter was K PLUS SME – the KBank mobile banking application that answers to the needs of customers to monitor account transactions, credit limits, and

to the refinery business that experienced improvements in its Total GRM, after Gasoline-Dubai (UNL95/DB) crack spread recovered, and recorded higher production rate as well as produced a larger

larger portion of the Heavy crude market share. Saudi Aramco announced discounts of its Official Selling Price (OSP) for crude oil delivered to customers in every country. Also pressure from the COVID-19

(including lower of cost or market (LCM) THB 15 million), a larger loss from the previous quarter which recorded Inventory Loss of THB 107 million (including lower of cost or market (LCM) THB 15 million). This