to maintain their profitability, going forward. 1.3 Regulatory Changes Significant regulatory changes that may have affected KBank’s and K Companies’ business operations included:  Regulations for

Significant Regulations and Rules related to Business Operations Significant regulations and rules in the second quarter of 2019 that may have affected KBank’s and K Companies’ business operations included: 3

Significant regulatory changes in the second quarter of 2018 that may have affected KBank’s and K Companies’ business operations included:  The Emergency Decree on Digital Asset Businesses, B.E. 2561 (2018

4.31% 219.98 225.90 (5.92) (2.62%) Raw Water Distribution by Customer Group (Internal usage for tap water production is included) Jan – Dec 2017 = 256.13 million Cu.M. Jan – Dec 2018 = 249.75 million

Distribution by Customer Group (Internal usage for tap water production is included) Industrial Estate 57% Household Customer 13% Private Industrial Park 13% Factories 5% Internal Usage 12% Industrial Estate 47

– Dec 2018 = 249.75 million Cu.M. Jan – Dec 2019 = 313.41 million Cu.M. Raw Water Distribution by Customer Group (Internal usage for tap water production is included) Industrial Estate 57% Household

Cu.M. Raw Water Distribution by Customer Group (Internal usage for tap water production is included) Industrial Estate 64.18% Industrial Estate 69.78% Household Customer 22.55% Household Customer 16.16

was Baht 53.24 million, comprised of income from programmed co-production of Baht 25.06 million, income from broadcasting rights, which was income from the movie rights of Baht 16.71 million, and other

therapy with dialysis machines steadily until full capacity while there were not so many patients at the same period of previous year. It is included that inauguration of the 2nd dialysis unit in the 1st

1,516.80 (29.24) (1.89%) Gross Profit Margin 53.12% 60.64% 57.34% 61.86% Raw Water Distribution by Customer Group (Internal usage for tap water production is included) Raw Water Distribution by Area