Board of Directors The Board of Directors has an opinion that to lease of the assets to CPNREIT will be beneficial to the Company as described in 7.

business in Cambodia, Myanmar and Laos, they have active customers more than 118,000 customers representing 5% of active customers of the Company. Details of each business can be described as follows: Profit

described as follows: Profit and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separate 2Q/22 %YoY 1H/21 1H/22 %YoY 1H/21 1H/22 %YoY Credit card income Loan income Hire-purchase income Other

. Financial Analysis of the company As of September 30, 2022, the Company has financial position that changed from its financial status as of December 31, 2021. The changes described as follows: Assets Items

respectively. Details of each business can be described as follows: Profit and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separated 3Q/22 %YoY 9M/21 9M/22 %YoY 9M/21 9M/22 %YoY Credit card

Company has other income for fiscal year 2022 amounted 3,277 million baht, 13.5% growth y-y. Details of each business can be described as follows: Profit and Loss Statement Unit : Million Baht Consolidated

to Baht 275.0 million. The detail of net profit for ordinary activities and extraordinary items can be described as following. (Unit: THB Mn) Ordinary activities Extraordiary items Total Ordinary

has financial position that changed from its financial status as of December 31, 2022. The changes are described as follows: Assets Items that has significant changes Balance by Quarter Change Q1-23 Q4

September 30, 2023, the Company has financial position that changed from its financial status as of December 31, 2022. The changes are described as follows: Assets Items that has significant changes Balance

can be described as following. Net profit and net profit margin attributable to the parent Quarter 1 Year 2023 Quarter 1 Year 2024 (Unit: THB Mn) Ordinary Extra Total Ordinary Extra Total activities