1Q19 was maintained at 2.3% resulting in loan spread for 1Q19 at 4.8%, a slight decline from 4.9% during 1Q18. 6 % 1Q18 2Q18 3Q18 4Q18 2018 1Q19 Yield on loan 7.2 7.2 7.3 7.3 7.2 7.1 Cost of fund 2.3 2.3
investment in last year. The Company maintained healthy financial position and sturdy debt service capacity with interest-bearing debt-to-equity ratio of 0.56 times. 2019 Outlook Company maintains 2019 outlook
is still slowing down, the Corporate Group believes that its growth rate can still be maintained at a good level by using the strategy, namely “Complete Set of Beauty, Entirely Filled with Diamond
Company, improved during the Quarter and maintained the production at similar levels like last year. The Production volume was reduced by 158,756 MT compared to Q2-2018 mainly due to termination of Tolling
year within 5 years, the Company expect this ratio may continue to increase. However, the debt’s policy is maintained by limiting the D/E ratio1 at below 1.5 times. Cash Flow During the first half period
cards, as well as various benefits offered to promote greater spending via debit card in response to government measures in the drive towards a cashless society. 3.4 Service Channels KBank maintained our
than that of 2Q2017. Under these circumstances, the government has maintained B7 mandate in this quarter, comparing to the mandate of B5 and pushed to B7 on May 8th, 2017. For Natural Fatty Alcohols (FA
the forecast for the year 2018, but with revised forecasted Investment • The Company has maintained 5% growth of core revenue for the year 2018 mainly driven by Dusit Thani Hotels in Phuket, Manila
high, resulting to the soften Crude Palm Oil (CPO) and Crude Palm Kernel Oil (CPKO) price than that of 3Q2017. Under these circumstances, the government has maintained B7 mandate in this quarter. Besides
recorded at 23.1 percent or 1.9 percent while the Company still maintained a good gross profit margin at 23.1 percent, an increase of 0.3 percent from same period last year representing the Company’s ability