3rd Quarter of 2016. This transaction has the significant impact when comparing the value of sharing of gain from investment value of the associates of the 3rd Quarter of Baht 3.95 million with the

of the year 2018 which was Baht 156.18 million for Baht 14.32 million or -9.2% due to decrease in employees and management benefits and reward of subsidiaries as significant. Finance costs Finance

Baht 17.74 million in the second quarter of the year 2017 as significant. Expenses Cost of sales and services Cost of sales and services for the second quarter of the year 2018 of Baht 195.12 million

ข้อมูลบริษัทที่เข้าร่วมโครงการ Good Governance Management Discussion and Analysis: MD&A 1. Company Situation The company’s revenue for Q1/2020 is in a downward direction, significant number to be

food delivery service which could enhance tenant’s sales. Diversification into Mixed-use Development Projects CPN acquired ordinary shares of Bayswater Company Limited, a significant step to be a

-4.2 percent. Exports may record a slower growth rate in line with an economic slowdown among Thailand’s trade partners and a high 2018 base. However, the Thai economy is expected to receive a boost from

quarter. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Second Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant

Global and Thai Economy in the Third Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to Business Operations 2 2. Risk Management and Risk Factors 5

around 4.1% in 2018 from previous valuation of 3.9%, due to better performance in the exports and tourism, the increase in private spending and the government scheme to boost spending from low-income

Baht 166.17 million increased from Baht 159.18 million for the third quarter of the year 2017 of Baht 6.99 million or 4.4% due to increase in employees benefits of Baht 11.13 million as significant