continual basis from 2015 to 2017;             (2)  managing private funds without taking the clients’ best interest into consideration. In so doing, he arranged for the clients to invest in a foreign fund

on the approval for the offer for sale of debt securities in a public offering (PO) or the offer for sale  of certain types of debt securities would require credit rating to be arranged by an approved

with other Climate Bonds Certification Criteria. Table 3: Criteria for Waste Collection Table 4: Criteria for Waste Storage Table 5: Criteria for Waste Sorting Table 6: Criteria for Recycling and Reuse

February 2018. In addition, the Company arranged more marketing events than prior year such as “FN Fair” at head office and “FN Thank you sale” at branches. The sales proportion in 1Q18 has been increased

. However, the Company has continued to expand new distribution channels such as Pop-up Store, Mini Shop at HQ Rama 9, and E-commerce. The Company arranged marketing activities to draw customers and to

sales were in line with plan. 1Q19 sales was Baht 238.99 million, decreased by 8.73% YoY. Since domestic consumption in 1Q19 was declining, the Company reacted by arranged more promotion especially the

. In addition, they arranged or allowed preparation of the company's accounting records to be inaccurate and inconsistent with the facts to deceive other persons regarding purchases of IEC subsidiaries

, 2017, before the due date, The Company issued a collection letter for the short-term loan to debtors. The debtor has replied with a letter dated August 29, 2017 requesting leniency for repayment of debt

ACS Servicing (Thailand) Company Limited (“ACSS”) Collection Service - ACSS is 100% owned by AEONTS General characteristics of transactions: 1. AEONTS provides the support on the business operation to

(“AIS”) Non-life and Life Insurance Broker 100% 3). ACS Servicing (Thailand) Company Limited (“ACSS”) Collection Service 100% 4.) AEON Microfinance (Myanmar) Company Limited (“AMF Myanmar”) Retail Finance