material opportunity for investors. 3. Our clients are demanding action on climate change. – Institutions are targeting Net Zero – Retail investors demand Responsible Investments 4. Regulators and Standard

declines in gains on investments and net fees and service income. The decrease in net fees and service income was due to the exemption of transaction fees via digital channels and lower fees from loan

11,638.0 (198.0) (1.7%) Normalized Net Profit/3 2,864.7 2,917.9 53.2 1.9% /1 Including other income and share of profit from investments in associates and JVs /2 Gross profit including share of profit from

15.3% Administrative Expenses (34.5) (8.4) 308.8% Finance Costs (76.9) (93.7) -17.9% Share of Profit from Investments in Associates and Joint Ventures 339.2 659.2 -48.5% Income Tax Expense (6.3) (6.8

Including other income and share of profit from investments in associates and JVs /2 Gross profit including share of profit from investments in associates and JVs /3 Normalized Total Revenue = Total Revenue

148.57 20.29 Interest on margin loans 80.53 3.27 80.53 3.27 Gain and return on financial instruments 250.83 21.98 250.83 21.98 Shares of loss from investments in an associate and a joint venture (22.25

the same period of last year because of project management fee and interest income. Share of profit from investments in associated companies The Company and its subsidiaries had profit sharing from

. 2. Involved Parties and Relationship with the Company 2.1 Sale of investments in Nation U Co., Ltd. (NU) Buyer The winning bidder who submits the highest bidding price Seller NMG (holding NU shares at

) 26.1 Share of Profit from Investments in Associates and Joint Ventures6 201.1 685.9 484.9 241.1 Income Tax (Expense) Income5 (17.1) (4.8) 12.3 (71.9) Profit attributable to Owners of the Parent 260.2

the debtor to repay its debt for a long time. 2. Impairment loss on investments 1.15 Million Baht increase from the last year by 0.96 million baht due to Allowance for impairment of investments in