1Q21. When excluding the release of excess loan loss reserve, provisions including loss from sale of repossessed cars (credit cost) for 1Q21 amounted to 2.79% of average loan comparing to 2.55% during

future which may not meet expectations, and risk relating to fluctuations over biomass fuels; and release of an obligation to seek financing for maintenance or additional investment in relation to the

restructuring of SGAH Group 2. Approval and release letters by the consortium of banks led by Barclays Bank PLC, discharging the obligations of SGAH's group as the borrower or guarantors under the facility

conditions precedent as per the Agreements are: 1. Completion of the restructuring of SGAH Group 2. Approval and release letters by the consortium of banks led by Barclays Bank PLC, discharging the obligations

purchase specified in the share purchase agreement for NML shares to Baht 50,000,000 for NML and NML agrees to release all obligations owed by the Company to NML as appearing on the Company’s financial

related to the providing of financial support to Bangkok Business Broadcasting Company Limited; and (3) Release of Share Pledge Agreement in the shares that the Seller pledged with Kasikornbank Public

measures to release the economic impact. Having considered the above-mentioned circumstances, the Bank of Thailand lowered the Thai economy growth outlook in 2020, from an increase of 1.5-2.5% to a decrease

2020 and the government sector has launched remedial measures to release the economic impact. Having considered the above-mentioned circumstances, the Bank of Thailand lowered the Thai economy growth

for expected credit losses to total NPLs ratio (coverage ratio) increased to 152.6% for 3Q20 from 110.1% yoy. When excluding the release of excess loan loss reserve, provisions including loss from sale

Company must coordinate with the lenders to release shares to be sold and transferred to the sellers. 3.2 Size of Transaction The disposition transaction is considered under the Notification of the Capital