following the PTT Group scheme . In addition, increasing the efficiency of procurement and managing, and reducing inventory costs by applying digital systems to improve processes such as using the E-Auction

procurement process and cost control through inventory management by implementing a digital system to improve the process that will facilitate Economy of Scale. • Financial innovation, integrating technology

technology is applied to improve operating procedures and the accordance of the adopted IT system with the business objectives; (e) issues and obstacles. 6. The intermediary should assign senior management as

regulatory requirements and environmental issues that may materially affect the issuer’s utilization of the assets. With regard to any material plans to construct, expand or improve facilities, describe the