to endeavor to create value for our shareholders. ………………………………………………. Tamonwan Narintavanich (Chief Financial Officer)

realized that in the year of 2018 still be in the investment period to bring a return in future. We attempt to achieve our business target and cut the redundant cost in the last year. However, the factor

voting guidelines.   Vorrapol Socatiyanurak, Secretary-General of the Securities and Exchange Commission, Thailand (SEC) said that ?The institutional investors? attempt to set precedence in exercising

fficiently served ing  the  expand one adoption a Striving to beco ation. In 2017,  the same time,  tribution chann   acquiring  qua set with a full‐y EBITDA margin ange of Bt40‐45 maintaining  stro of net

the K PLUS SHOP customer base via mobile phone. One notable endeavor was development of a Social Payment feature on the K PLUS SHOP application, which facilitates buyers in their payment via QR code

amortized the cash collection from aforementioned portfolio can be fully recognize to be a revenues onward. 2. Insurance Business, although its incurred net loss last year, the Company attempt to change the

amortized the cash collection from aforementioned portfolio can be fully recognize to be a revenues onward. 2. Insurance Business, although its incurred net loss last year, the Company attempt to change the

transfer expenses) increase 25.06% as a result of the attempt to liquidate the inventory. Therefore, the net profit has decreased 1.30% from the same quarter of the previous year. There is one project

even further in the performance. Personal Loan Business J Fintech Co., Ltd, engages in personal loan business, improve its lending policy toward more high quality customer and attempt very hard on debt

of money used in investment is immaterial compared to the deposited amount; (9) terms and conditions of the client’s payments and settlements indicate an attempt to avoid conducting transactions