% This is the result from increasing in short term loans from financial institutions using for company’s working capital. Yours faithfully (Mr. Pert Leevilaikunratt) Company Secretary

percent, because loans from financial institutions and loans from other companies decreased. Tax expenses The Company and its subsidiaries' tax expenses was decreased Baht 9.92 million or 159.65 percent

in normal administration. 3. Finance cost was Baht 14.84 million; increased Baht 1.19 million or 8.72 % This is the result from increasing in short term loans from financial institutions using for

(the Company’s subsidiary). 1.3 Interest on margin loans The Company’s interest income on margin loans in 2Q2018 were Baht 49 million, an increase of 47% from 2Q2017, mainly due to an increase in the

and private fund management fees for funds managed by ONE Asset Management Limited (the Company’s subsidiary). 1.3 Interest on margin loans The Company’s interest income on margin loans in 3Q2018 was

Company and its subsidiaries' financial costs was decreased Baht 15.85 million or 51.07 percent, because the decrease in loans from financial institutions and loans from other companies. Tax expenses The

. Finance cost was Baht 15.44 million; decreased Baht 0.24 million or 1.53 % This is the result from decreasing in short term loans from financial institutions using for company’s working capital. Yours

interest expenses of 2019 141.55 million baht or 16.27%. For the impairment loss of loans was n baht, a decrease of 209.07 million baht or 51.93%. for the year ended 31 December 2019 Ratchthani Leasing

interest expenses of 2019 141.55 million baht or 16.27%. For the impairment loss of loans was million baht, a decrease of 209.07 million baht or 51.93%. for the year ended 31 December 2019 Ratchthani Leasing

100.01 million, respectively, are due to the withdrawal for long-term loans from financial institutions, and a 6-month grace period for non- payment of loans from financial institutions to manage liquidity