6,729 6,486 243 3.7% Gross Profit 895 813 82 10.1% Gross Profit Margin (%) 11.7% 11.1% 0.6% SG&A Expenses 457 456 1 0.2% EBIT before share of profit (loss) from Investment in Associates and Joint Venture
decrease of 43 million baht or 2% compared to 2015, and earning per share (EPS) of 9.61 baht per share. The operating performance is summarized as follows; Overview Overall, the Thai economy in 2016 expanded
curb the pandemic. From the situation, unemployment rate in the second quarter of 2021 was at 1.89% and household debt showed high level. As of August 31, 2021, the Company’s total cards reached 9.29
of household debt. On the other hand, public spending and investment continued to grow due to government’s relief measure through cash injection for people and businesses. As of August 31, 2020, the
revenues were 5,005 million baht, decreasing 19% y-y. This is a result of the COVID-19 pandemic situation, economic slowdown and a higher household debt, In addition, the Bank of Thailand cut the ceiling
Thai economy in the second half of year 2022 which will affect to the direction of household consumption expenditure. The Company performance of the first half of FY2022, total new turnovers increased by
private consumption and investment. However, economic expansion remains at risk due to higher cost of living, the rising of household debts amid an upward trend of interest rates, the increasing of interest
) 3.02 108.63% 7 Share of loss associates accounted for using equity method (0.45) - 0.45 (100.00%) 8 Profit before income tax 21.93 1.07 20.86 1,949.53% Income tax (5.62) (7.02) (1.40) (19.94%) Profit for
the COVID-19 pandemic, which is presently spreading rapidly and appears almost uncontrollable coupled with a higher household debt. In addition, the Bank of Thailand cut the ceiling rates of interest