%. The Earnings per Share was equaled to -0.16. It was due to the loss of its subsidiaries where engaged in Loan business and the loss sharing of associated companies. Statement of Financial Position

was in the amount of 187.2 million baht, equivalent to -6.0%. The Earnings per Share was equaled to -0.16. It was due to the loss of its subsidiaries where engaged in Loan business and the loss sharing

21.00 34.02% Administrative expenses 35.21 32.44 2.77 8.54% Financial costs 0.45 0.02 0.43 2,150.00% Share of profit (loss) of associates (0.17) (0.17) 0 0.00% Profit before income tax expenses 42.15

42.1% Share of profit/loss from JVs/associaties (equity income) (24.7) 3.4 N.A. 8.6 N.A. Finance cost 458.2 113.0 305.5% 208.1 120.2% Reported Net Profit/Loss (253.7) (162.5) 56.1% (80.8) 213.9% GOP

margin fell to 1.7% (1Q 2019; 9.0%) • Reported net loss of THB 807mn (down 238% YoY), from the aforementioned lower EBITDA as well as higher share of loss from joint ventures and higher depreciation and

Government Employees Employees in private sectors Self-employed and informal employees Government Pension funds Old-Age allowance Pensions organized by local organizations Provident funds (PVD) Social Security

PREMIUM IN ASIA-PACIFIC AND EUROPEAN MARKETS l Page 12 1 2 3 4 II. Approaching Green Bond Premium I. Introduction of Green Bond IV. Conclusion & Implications Summary of all employed methodologies to analyze

loss of THB 255mn in 2Q 2018), largely as a result of the above reasons together with share of profit from investment in joint ventures • Total assets as of 30 June 2019 stood at THB 54,188mn, increasing

2,625,000 Baht. The size of transaction value is 0.21 percent of the Company’s Net Tangible Asset (NTA) (as detail in table below). The Company engaged in the connected transaction within 6 months period

who reside in strategic provinces across the country, through the introduction of products and services based on big data analytics, in order to increase this customer group’s share of wallet devoted to