repair works in order to hand over to housing juristic person and for repurchasing of houses from customers, totaling 247 million baht in the same period in 2018. Please be informed accordingly. Yours

-Translation- 1 -Translation- Ref. NCH 049/2017 August 9, 2017 Subject : Management’s Discussion and Analysis Q.2/2017 Attention : President The Stock Exchange of Thailand N.C. Housing Plc. (“the

-Translation- 1 -Translation- Ref. NCH 049/2017 August 9, 2017 Subject : Management’s Discussion and Analysis Q.2/2017 (Revised) Attention : President The Stock Exchange of Thailand N.C. Housing Plc

-Translation- 1 -Translation- Ref. NCH 067/2017 November 10, 2017 Subject : Management’s Discussion and Analysis Q3/2017 Attention : President The Stock Exchange of Thailand N.C. Housing Plc. (“the

points at the end of 2018. Overall Business Operations The Bank’s loan portfolio during 1Q19 grew 1.9% with growth driven by corporate banking loans, real estate development loans and housing loans while

-Translation- 1 -Translation- Ref. NCH 028/2019 August 9, 2019 Subject : Management’s Discussion and Analysis 2Q/2019 Attention : President The Stock Exchange of Thailand N.C. Housing Plc. (“the

. The increase was come from the opening new clubhouse which helped to improve the service quality of golf course and restaurant. Since February 2018, number of golfers and customers from nearby housing

-Translation- 1 -Translation- Ref. NCH 042/2018 August 10, 2018 Subject : Management’s Discussion and Analysis 2Q/2018 Attention : President The Stock Exchange of Thailand N.C. Housing Plc. (“the

the real estate sector. In addition, the Company launched new housing project in a potential location. All houses were well designed in both layout and functions and the Company was able to maintain

-Translation- 1 -Translation- Ref. NCH 056/2018 November 12, 2018 Subject : Management’s Discussion and Analysis 3Q/2018 Attention : President The Stock Exchange of Thailand N.C. Housing Plc. (“the