payable days slightly increased from 65 days to 72 days due to higher vendor financing following network expansion. Credit term and collection period The normal credit term granted by the Company ranges

expanded at a slower pace compared with the same period last year due to a contraction in merchandise exports resulting from uncertainty in the trade policies of major countries and the Baht’s ongoing

uncertainty of the funding attained. Meanwhile, the supporting bank is still considering the loan for the company and the capital raised from rights offering depends on the right exercising of the existing

Literacy and QoL Financial Literacy Quality of Life Fintech Adoption Risks and Uncertainty to Adopt New Technology Security Risk Operational Risk Financial Risk Leisure-Freedom-Internal Locus of Control

that time which was not consistent with the normal market conditions. Additionally, she continuously traded RICH shared which results in the purchase or sale of such securities which was not consistent

time which was not consistent with the normal market conditions. Additionally, she continuously traded RICH shared which results in the purchase or sale of such securities which was not consistent with

the general public to believe that UMI shares were purchased or sold in great volume at that time which was not consistent with the normal market conditions on purpose to lure the general public to

borderless marketplace of the ASEAN Economic Community (AEC). Given the increased degree of uncertainty in global economies, especially pressure from a looming trade war among core economies and their

. Account payable days slightly increased from 72 days to 73 days due to higher capex payable following 5G network expansion. Credit term and collection period The normal credit term granted by the Company

increased degree of uncertainty in global economies and trade policies, businesses may have to contend with Thai Baht volatility and rising interest rate trends. Acting upon our strategy of strengthening