had developed program that improved efficiency in both internal and customer service. Assets Items that has significant changes Assets Balance by Quarter Changes Q3-2017 Q4-2016 Q3-2017 VS Q4-2016 (MB

lower-middle income earners to lower-middle to upper ones but the affordable price strategy is still retained. Secondly, the brand image is to be developed together with the market segmentation. Thirdly

would start to realize revenue. After that, the next zone will be developed. This caused the Company to record cost of sales and financial costs during the development period. However, Park Court Project

institutions has become very strict and loan rejection rate has been rising. In addition, the projects developed by the Company are large-scale, resulting in an increase inventory. The Company, therefore

Audit Division 10  Key Developments to Strengthen Risk Management KBank places a great emphasis on effective and timely risk management. Risk management policies, tools and processes have been developed

to be continuously trained and developed their skills. This resulted in the production cost in the first period remained high. When reaching the optimum level and the installation of some machines is

market กองทุนอาจลงทุนในตราสารหนีแ้ละตราสารหนีอ่ื้น ๆ ใน developed market ทัง้นี ้กองทนุนีม้ิใชก่ารฝากเงินหรือการรับประกนัเงินต้น กองทุนหลกัดงักล่าวบริหารจดัการโดย Eastspring Investments (Singapore) Limited

is support sustainable growth. 2) For eCommerce channel which has been developed since end of 2017, the Company keep investing in this platform to serve the change of consumer lifestyle and 3) The

to increase income by providing services to projects developed by other property developers. The business growth target in 2019 is thus set at 10 - 15%. The gross main income of the Company and

the following 3 projects: 1) Lumpini Ville Chaengwattana 10 2) Baan 365 Muang Thong - Chaengwattana 3) Lumpini Place Taopoon Interchange 2. Projects being developed and inventory increase 459.08 million