for Gasoline from the west as a consequence of the fire incident and closure of the Philadelphia Energy Solutions refinery in late June 2019, combined with anxiety over major shortage after the attack

to adapt their business plans and working procedures to comply with these policies, particularly the Financial Sector Master Plan Phase III and the National e-Payment Master Plan. The latter includes

sustainability, governance, and compliance teams to agree on roles. ❑ Integrate climate change into the governance process with board buy-in, including audit and risk committees. ❑ Adapt existing ERM and risk

Resilience – Ability to Adapt Competitive Position & Industry Structure How + or – positioned is the company within the industry structure to navigate these sustainability themes (e.g. product substitutability

หนด การกําหนดเงื่อนไขในการรองรับและรับรูผลขาดทุน - 13 - ของ ธพ. เมื่อ ธพ. มีผลการดําเนินงานที่ไมสามารถดําเนินกิจการตอไปได 1 (“loss absorption on a gone-concern basis”) โดยตราสารจะถูก convert to

tons driven by theirs overwhelmed output. In the meantime, overall crude palm kernel oil demand is expected to be slow growth driven by the improving of consumer health concern trend and tariff barriers

their continue concern on loan portfolio quality. Although the deterioration in credit quality affected profitability, but Thai commercial banking system’s remained sound as banks continued to closely

forward- looking statements, as well as those included in any other material discussed at the presentation, are not statements of historical facts but concern future cir- cumstances and results and involve

commercial bank lending increased from the previous quarter and showed sign of improvement in line with the economic condition. However, commercial banks remained cautious in lending as their continue concern

export sector according to the economic direction. However, the commercial banks remained cautious in loan credits as their concern on loan portfolio quality which is non-performing, especially household