Thai baht; 3) Not having the characteristics of structured notes ( except there is a put option or the convertibility requirements); 4) In case of subordinated instruments that are convertible, the rates
the decline in prices of petroleum- related products and agricultural products consistent with the global oil prices. Additionally, the strengthening of the Thai Baht will also impact exporters. 2 The
the decline in prices of petroleum- related products and agricultural products consistent with the global oil prices. Additionally, the strengthening of the Thai Baht will also impact exporters. 2 The
denominated in Thai Baht by foreign companies Structured Notes Sukuk Subordinated Instruments for Capital of Commercial Banks SHARE : For More Information ContactUs Bond Department Tel. +66-2263-6490 / +66
difficulty for domestic businesses to raise their prices. The Thai baht averaged at 33.39 THB/USD in the third quarter, appreciating from 34.84 THB/USD in the same period last year and 34.30 THB/USD in the
conjunction with the consolidated financial statements and notes to financial statements. If not defined otherwise, all financial information presented in this document are in Thai Baht. The company presented
improvements but certain limitations still remain 1) Structural problems in the Thai economy leading to a still low level of private consumption 2) The appreciation of Thai Baht due to the high current account
improvements but certain limitations still remain 1) Structural problems in the Thai economy leading to a still low level of private consumption 2) The appreciation of Thai Baht due to the high current account
percent, was decreased by 8.2 percent. This leads to a slow growth of international tourist arrival to Thailand ( Source: Ministry of Tourism and Sports) . Furthermore, the strengthening of Thai Baht and
due to Thai baht strengthens from the fact that Company has the portion from export sales about 52 percent. 2. Cost of goods sold and expenses : Consolidated Unit: Million Baht Information of the 2nd