เพิ่มระดับความน่าเชื่อถือ (credit enhancement) ตามหลักเกณฑ์ที่กำหนดในข้อ 27       (ค)  การจัดอันดับความน่าเชื่อถือตามหลักเกณฑ์ที่กำหนดในข้อ 31 ข้อ

global and domestic volatilities. However, there remained pockets of risks, such as the solvency of SMEs and the search-for-yield behavior in the prolonged low interest rate environment that might lead to

serviceability of SMEs, maturity mismatches among businesses, particularly in the real estate sector, and the search-for-yield behavior in the prolonged period of low interest rates that could lead to the

B.E. 2020. For the rest of the year, the global economic slowdown, the prolonged US-China trade conflict and the uncertainty of Brexit negotiations, as well as the Baht’s appreciation will continue to

consideration of future economic factors that reflect the impact of the prolonged Covid-19 pandemic. Million Baht Item Quarter Change (%) H1 Change 2/2020 1/2020 2/2019 1/2020 2/2019 2020 2019 (%) Expected credit

Baht volatility and international capital movements. Within this context, KBank has accentuated enhancement of our business capabilities to achieve sustainable growth and maintain our market leadership

and our customers both directly and indirectly. KBank has emphasized synergy with K Companies, strategic partners and startup firms for enhancement of our business capabilities to achieve sustainable

when no longer required; 2.3 consider risks of media degrading while stored information is still needed and methods on how to handle such risks in case of prolonged storage; 2.4 keep all media in a safe

required; 2.3 consider risks of media degrading while stored information is still needed and methods on how to handle such risks in case of prolonged storage; 2.4 keep all media in a safe and secured

arise from the implementation of the new accounting standard.  Enhancement of processes and econometric models for stress testing to ensure that KBank’s business growth is in line with our risk appetite