Excessive Charge, Service Fees for Wastewater Management 3 Gross Profit from Operation excludes Other Revenue from Utilities Business. 4 Other Incomes mainly consists of Interest Income from Loans to GHECO

Other Revenue. 4 Other Incomes mainly consists of Interest Income from Loans to GHECO-One and Dividends Received from Investments in Glow IPP. 5 Normalized Profit attributable to Owners of the Parent

from Baht 8,801.2 million at year-end 2017. Total Liabilities mainly consisted of Loans from Financial Institutions of Baht 3,941.2 million, Long- term borrowings debentures of Baht 3,994.0 million and

. Trade and other payables 286.57 171.60 114.98 67.01 Service income received in advance 422.43 163.81 258.62 157.88 Current portion of long-term borrowings from banks 38.64 38.64 - - Current portion of

) Current portion of long-term borrowings from banks 38.68 38.64 - - Current portion of liabilities under finance lease agreements 1.21 1.45 (0.24) (16.29) Other current liabilities 9.98 22.16 (12.18) (54.95

and a decrease in net premiums earned - net. Meanwhile, net interest income rose Baht 1,556 million or 6.57 percent, due largely to interest income from loans and investments. Net interest margin (NIM

, in the fiscal year of 2019, AEON Specialized Bank (Cambodia) Plc had credit card revenue of 74 million baht, grew by 91% y-y. - Loans For the fiscal year 2019, loans shared 28% of total turnovers with

increase of Long-term borrowings debentures of Baht 1,000.0 million and 90 Days Short-term loans from financial institutions of Baht 300.0 million due on 9 August 2018. Total Liabilities mainly consisted of

14.55% Trade and other receivables 284.01 10.98% 278.26 10.45% (5.75) (2.02%) Short-term loans to related parties 50.00 1.93% 0.00 0.00% (50.00) (100.00%) Inventories 1,232.68 47.66% 1,349.33 50.66

6.3 Mn or 98.4%. This was mainly due to the utilization of some proceeds from initial public offering to pay back all loans from commercial banks. For the six months period of 30 June 2018 and 2019