: Executive Summary The operating results of the first quarter of 2018, for the three-month period ended March 31, 2018 (“Q1 2018”), the Company generated total revenues of 1,235 million Baht; or decrease of 51
) Consolidated Financial Statements Increase (Decrease) Separate Financial Statements Increase (Decrease) 2019 2018 thousand % 2019 2018 thousand % Total revenues 1,648,292 1,610,968 37,324 2.3 1,606,649 1,529,168
, credit card sales accounted for 64% of total turnovers with revenue of 4,820 million baht, a decrease of 68 million baht or 1% y-y. The decreased income was a result of decreasing of credit card spending
, the Company aims to diversify some marketing risk and to improve product quality to be accepted for international standard level. For the year 2018, it will be a challenging year for the Company to
to decrease the policy rate 0.25% per year from 1.75% per year to 1.50% per year that is the first time in 4 years. However investment from inside and outside of Thailand will be increased from this
Approve decrease in registered capital Opinion of the Board of Directors The company’s board has a resolution to decrease the registered capital from 163,625,000 baht to 158,884,960.75 baht to cancel the
the company, which will allow them to provide suggestion to improve the operations of the company in those areas. Preparer Auditor Factors Corporate Factors affecting the quality of financial statements
-value customers, causing the drop in acquisition rate. The growth is expected to gradually improve with long-term targets maintained. On the other hand, existing customers showed a continuing ARPU uplift
requirements to comply with the Liquidity Coverage Ratio (LCR) and the Net Stable Funding Ratio (NSFR) guidelines which require banks to hold sufficient liquid assets to improve the resilience of banks against
Baht 0.29) The decrease of profit in amount of Baht 11.50 million comes from the following major transactions. 1. The increase of claim and adjustment expenses compared to the same period of last year in