acquire more NPLs at favorable prices. However, the Company expects to see higher competition in securing and getting NPLs/ NPAs as many players would likely shift their focus towards secured collateralized

assessed the 2019 Annual General Meeting of Shareholders of LH Financial Group Public Company Limited and rated the company in "Excellent" level with the full score of 100 for 7 consecutive years

competition in securing and getting NPLs/ NPAs as many players would likely shift their focus towards secured collateralized loans, which deem to be less risky than that of the unsecured personal loans or

with existing principles and leveraging available tools and frameworks. The Standards aim to help shift enterprises from SDG alignment to SDG action -- from thinking about the SDGs as a mere “add-on”, to

The opinions of the Independent Financial Advisor on the connected transaction (For the purpose of translation only) 0 The opinions of the Independent Financial Advisor on the connected transaction by Thai Wacoal Public Company Limited Presented to Shareholders of Thai Wacoal Public Company Limited Prepared by 8 March 2019 This English report of the Independent Financial Advisor’s Opinions has been prepared solely for the convenience of foreign shareholders of Thai Wacoal Public Company Limited...

Climate change, Environmental deterioration & Resource scarcity Technology disruption Demographic shift Urbanization Geopolitical shift Covid 19 20 • UN PRI (Principles for Responsible Investment) เน้น

time dispatch of all generators which is set daily on a merit cost basis. South Korea’s electricity generating capacity is estimated to increase to 174,000 megawatts. The government plans to shift away

was pressured by China’s increase in Diesel export, after their Ministry of Commerce allowed CNPC to shift their Gasoline export quota of 5.95 million barrels to Diesel in the amount of 2.98 million

- Market Risk • As the world moves toward low- carbon future, demand is expected to shift towards green steel/less carbon intensive steel • SteelCo is gradually moving towards green steel production, so

last year. We are witnessing a profound shift in communication between companies and shareholders—a shift to more regular, candid, behind-the-scenes conversations. We are also seeing investors exert more