E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending March 31, 2020 The Thai economy in the first quarter of 2020 sank into a recession due to the COVID-19 pandemic. Economic activity was crippled almost across the board in light of lockdown measures implemented in several countries to contain the viral transmission. Financial markets went into a tailspin, whereas turbulence was seen in manufacturing, service and tourism sectors,...

 25mn active subscribers and 2.2mn transactions per day  Speed-up strategy to install Boonterm kiosk cover all areas to expand customer base and revenue as well as to prevent competitors entering to

Stress test result รูปแบบ การทดสอบ Average Peak Peak/Stress test (%) Total account Active account View (number of concurrent users) dd/mm/yyyy dd/mm/yyyy TPS (transactions per second) dd/mm/yyyy dd/mm/yyyy

debt recovery increased by 7% y-y as well as revenue growth from overseas subsidiaries by 46% y-y. As of May 31, 2020, the Company has active customers more than 2 million IDs, mainly from Bangkok 31

debt recovery increased by 7% y-y as well as revenue growth from overseas subsidiaries by 46% y-y. As of May 31, 2020, the Company has active customers more than 2 million IDs, mainly from Bangkok 31

other incomes in bad debt recovery increased by 17% y-y. As of May 31, 2022, the Company has active customers more than 2.6 million IDS, mainly from Bangkok 30%, and in up-country 70%. For overseas

Company has active customers more than 2.6 million, mainly from Bangkok 30%, and in up-country 70%. In terms of overseas business in Cambodia, Myanmar and Laos, they have active customers more than 118,000

1.2% QoQ to stay at Bt610 despite elevated pricing competition. CSL was delisted and will help capture growth in enterprise. The acquisition of CSL has completed with AWN successfully bought 98.96% of

 24.2mn active subscribers and 2.1mn transactions per day. Business Overview 2Q16 3Q16 4Q16 1Q17 2Q17 Total usage amount through “Boonterm kiosk” (Million Baht) 5,332 5,766 7,377 8,000 8,778 Total number

 24mn active subscribers and 2.1mn transactions per day. Business Overview 3Q16 4Q16 1Q17 2Q17 3Q17 Total usage amount through “Boonterm kiosk” (Million Baht) 5,766 7,377 8,000 8,778 9,311 Total number