% (y-y) in the first quarter. The main supporting factors were the return-to-expansion of export goods and private investment. On the other hand, the third wave of the COVID-19 pandemic continues to
. Implementation 34 5. Moving Forward 35 THE INVESTMENT GOVERNANCE CODE PRINCIPLES Principle 1 Adopt a Clear Written Investment Governance Policy 37 Principle 2 Properly Prevent and Manage Conflicts of Interest and
expense increased 17.6% year-on-year from Baht 939 million in 2016 to Baht 1,104 million in 2017, primarily attributable to an increase in staff to support our business expansion and the inclusion of
profit for th ncrease from rease espec d administra million bah of 2017 the by 229.9 mil rative expen wances for d t expansion. 30-Jun-17 MB 262.6 315.8 1,740.4 1 209.1 459.1 2,223.4 1 467.1 270.3
%. An increasing was mainly from administrative expenses which results from bad debt allowance in lending business and personal expense increase from business expansion. Operating profit in 2017 was 1,109
the previous year due to continue an increase of export and private consumption, as well as an expansion of private investment. In addition, there were supporting factors from domestic demand from the
increase during 9M’2019. EBITDA • EBITDA increased 38.0% y-on-y in Q3’2019 to Baht 3,326 million and 21.4% y-on-y in 9M’2019 to Baht 8,496 million due to portfolio expansion through COD and acquisitions as
. Management Discussion and Analysis (MD&A) for 2019 Page 5/5 Looking Forward In 2019, the Company was able to generate revenue from business expansion quite well, which could be achieved according to the target
reason was an increasing of employee remuneration as a result of debt collection business expansion especially for business of debt acquisition. The Company incurred insurance expense of 25.5 million baht
% from the same period last year. This was because the loan provisions expense in subsidiary and employee remuneration from business expansion. Net Profit The Company’s net profit from consolidated