outbreak. In 1Q20, overall economy was largely affected by the coronavirus disease (COVID- 19) outbreak globally, including the Thai economy, resulting a deep economic deceleration throughout the year. Thai
changed by considering all stakeholders. In 2Q20, overall economy was largely affected by the coronavirus disease (COVID- 19) outbreak globally, including the Thai economy, due mainly to country lock down
V2 12/11/62 0 V2 12/11/62 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in the Third Quarter of 2019 The Thai economy in the third quarter of 2019
according to the available information and has certified that the information contained in this Information Memorandum is true, complete, accurate, that there is no information which may be misleading in
committee member has an opinion different from such Board’s resolution. The Board of Directors certifies that all information contained in this Information Memorandum is true, complete and accurate in all
Board’s resolution. The Board of Directors certifies that all information contained in this Information Memorandum is true, complete and accurate in all respects. Enclosure Page 15 Please be informed
complete and accurate in all respects. Sincerely yours, (Mr. Somchai Meesen) Chief Executive Officer
information contained in this Information Memorandum is true, complete and accurate in all respects. Please be informed accordingly. Yours sincerely, (Mr. Somchai Meesen) Chief Executive Officer
accurate in all respects. Please be informed accordingly. Yours sincerely, (Mr. Somchai Meesen) Chief Executive Officer