global fund manager signed the memorandum of understanding for investment as the business partner in potential enhancing and unlimit worldwide investment opportunities with the strong expertise in multi
loan (NPL) ratio was at 3.6 percent with strong loan loss reserves to NPL at 183.4 percent. The Bank continued to focus on prudent control over credit underwriting and risk management to ensure loan
capitalization, and fund managers tend to prefer stocks classified as growth (versus value), and experience strong past performance (momentum). Fourth, funds that experienced higher returns and funds operated by
spread (DTD/DB), and the improvement of Fuel Oil / Dubai (FO/DB) crack spread. However, due to the crude price drop in this quarter, there was an inventory loss of THB 1,010 million, leading to an EBITDA
); (c) reviewing the system or measures and providing a plan for improvement of such system or measures in order to prevent recurrent failure of their performance; (d) reporting the operations as
following global crude oil price movement, led to an improvement of gross profit. However, production and sales volume decreased according to the Natural decline curve. In this quarter, there was a loss from
the strategic plans as mentioned above and for improvement and/or construction of new studios, seminar functions, customer accommodation function and office of the Company, including purchase of
cash position of the trust; (b) the reserve set up for the following purpose; 14 1. the repair, maintenance or improvement of the infrastructure asset according to the plan specified in the registration
near future (approximately 1 year), describe the details of such project or research, for example, the characteristics, product launch/ improvement, progress and potential impacts on the Company's
project or research, for example, the characteristics, product launch/ improvement, progress and potential impacts on the Company's operation and financial condition. Certification of Information The annual