to you. Neither Manulife Investment Management nor its affiliates provide legal or tax advice, and you are encouraged to consult your own lawyer, accountant, or other advisor before making any

continuously encouraged and monitored the improvements of both the quality of audit firms and that of individual auditors and we have noted that auditors and audit staff who belong to audit firms with effective

comprehensive financial and investment management and planning. Having continually encouraged customers to save, plan for retirement and take out life insurance with tax benefits, we launched Taweesup Extra plus

higher share in the market. We have continually encouraged customers to save, especially through special fixed deposit programs and taking out life insurance policies with tax benefits as a financial

encouraged to use technologies and a reliable database for optimum benefits in reviewing and assessing collateral value of performing loans wherein credit risk has not significantly increased. Permission has

stronger role in the over- sight of risk management policies as well as implementing effective remuneration policies. Priority 6: Shareholder engagement should be encouraged and facilitated, in particular by

verification process and must be provided to the Climate Bonds Standard Board as one of the certification documents. See Part D of the Climate Bonds Standard for further detail. Note 2: Issuers are encouraged to

. The SEC also encouraged audit firms to prepare for compliance with the International Standard on Quality Management 1 to drive the improvement of the quality control system of audit firms in the capital

accounting standards while auditors must work for audit firms that have a quality assurance system in place. In addition, the SEC encouraged trade associations to expedite its preparation for self-regulation

financial instruments discussed herein is not intended to provide tax advice or to be used by anyone to provide tax advice. Investors are urged to seek tax advice based on their particular circumstances from