restructuring and cost management as well as reserve requirements to comply with LCR guidelines under Basel III. In terms of loan quality, the ratio of gross non-performing loan (NPL) to total loans stood at 2.9

strategy, Tesco has committed to sourcing 100% of the Group’s electricity needs from renewable sources by 2030 and to reducing its transport emissions through the use of alternate fuels, route optimization

Financial Position Analysis 21 4.1 Operating Performance 21 4.2 Financial Position Analysis 28 4.3 Loans and Deposits 31 4.4 Treasury Operations 34 4.5 Capital Requirements 35 4.6 Credit Ratings 36 5

above. Based on the requirements under the Notification of the Capital Market Supervisory Board No. TorJor. 20/2551 Re: Rules on Entering into Material Transactions Deemed as Acquisition or Disposal of

|- Capital Adequacy Requirements |- Executives / Personnel | - |- Approval & Qualifications (Section 103, 104) |- Auditors |- Reporting |- Fees |- Related Circular Letter    Marketing |- Approval and Standards

Revocation (section 104) |- Accounting and Records (section 105) |- Audited Financial Statements & Auditor Approval (section 106) |- Public Disclosure (section 108) |- Reporting & Notification Requirements

objectives:  1) To specify that only limited companies and non-listed public companies are eligible for the crowdfunding model;  2) To grant oversubscription upon meeting certain requirements;   3) To increase

objectives: ?1) To specify that only limited companies and non-listed public companies are eligible for the crowdfunding model; ?2) To grant oversubscription upon meeting certain requirements;? ?3) To increase

operators.The draft revision aims to accommodate supervision of agricultural futures business operators and comply with the changing financial reporting standards. It also amends certain disclosure requirements

requirements will be revised to be more practical. The proposed compilation of rules covers general rules on customer contact and service, guidelines for derivatives agents and securities brokers in listed