convenience for consumers at all stages related to real estate transactions. For example, researching, booking, checking the room and transferring ownership. The company gives importance to hygiene by providing
contribution from supermarket in Thailand, offsetting with closure of some convenience stores. In addition, the COVID-19 pandemic has positively impacted to our sales due to unprecedented demand for grocery and
platforms: LINE OA, Lazada and Shopee to provide convenience for customers at all stages related to real estate transactions. For example, researching, booking, checking the room and transferring ownership
expanding more service channels providing more convenience to customers and this also saved the Company’s operation cost. For the Cardless transactions currently accounted for 31% of total personal loan sales
information checking, and fund purchasing under the slogan “LH Bank M Choice” is financial transaction in one application”. 3.2 LH Bank Speedy is a service for more convenience in the financial transactions
shops or online shopping with convenience. LH Financial Group Public Company Limited Management Discussion and Analysis for the year ended 31 December 2019 Page 7/22 3.5 Deposit, Withdrawal and Loan
Internet Banking (LH Bank Speedy) is a service for more convenience in the financial transactions that can perform transactions on anywhere and anytime with a double security system with easy-to-use menu and
aims to improve the area’s infrastructure by adding a new thoroughfare to alleviate traffic congestion and enhance convenience for commuters by linking Bangkok MRT (Mass Rapid Transit underground) and