awareness and attract their personnel to use KBank as their main bank. 3.4 Service Channels KBank maintained our commitment to developing efficiency in all our core service channels, in order to raise our

provide an opportunity for overall real estate industry due to a potential lower cost for both, real estate developer and buyer. The Company’s focus is on developing projects to serve real demand for

kiosks, increased 3 0.4% YoY. The usage amount from mobile top-up and money transfer are still growing. Other online top-up and payments are growing up such as e-Wallet top-up and bill payment. The total

audit work efficiently, also in collaboration with the TFAC; Developing sustainable growth of the capital market - 10 - (3) The project to provide training on accounting, auditing, and audit quality

an aim to establish the capital market as the main pillar for allocation of financial resources and support to the private sector. We are building a healthier financial market that will be able to

., Ltd. are still developing and expanding the business of the SPAR supermarket and convenience store, and Inthanin coffee shop. Thus, as of Q1/2018, there are altogether 457 branches of Inthanin coffee

the core strategy of “Customer Centricity”, we continued to place our focus on making KBank our Customers’ Main Bank. We have therefore developed our business in various dimensions – from eight customer

document for developing thresholds in new markets. 6. Methodology for Establishing Proxies: a guidance documents for developing proxies in new markets. 7. Methodology for Calculating Emissions Retrofits: a

. 2. Focusing and developing E-commerce with potential partners 3. Focusing cost-efficiency and productivity • Utilizing information technology (IT) system to optimize operation and resources • Cost

farmer’s production output. The export market was still in the ratio for 60% of the total Company sales. Main market is in Asia zone but it remains very critical to the Company to expand our reach to new