/password ของลูกค้ำไปได้ แต่ไม่ได้รับ OTP ก็ไม่สำมำรถท ำ ธุรกรรมได้ เป็นต้น 27 นอกจำกนั้น หำกสำมำรถใช้ช่องทำงที่แตกต่ำงกันในกำรยืนยันตัวตน (out-of-band devices) ก็จะ ยิ่งเพ่ิมควำมน่ำเชื่อถือได้มำกยิ่ง

boutiques that rely heavily on tourists as their clientele. Other events likely to reduce the number of tourists, such as geopolitical instability and insecurity (e.g., terrorist attacks) and weakening of the

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...

widely used as fund-mobilizing devices without any requirements to disclose information to the public. This however leads to a problem of investors lacking necessary information to study, analyze, and