31 Mar 17 Return on Equity (%) 16.5% 18.9% Return on Assets (%) 12.7% 14.4% Collection period (days) 78 79 Inventory Days 46 44 Account Payable Days 91 101 Cash Cycle (days) 33 22 Leverage & Financial

become inevitable and it is difficult to get out of the vicious cycle of debt. Consumerism, on the other hand, could largely overshadowed consumers? self-restraint and eventually entices them to spend

 to make sure that the personal data management is compliance with PDPA by creating Data Governance Policy and Guidelines for personal data protection management throughout the data life cycle

since? - Growth between 2001 to 2010 but stagnation 2011 – 2015? • Size of Asian family-firms. - Comparison to European and North American counterparts. • Life-cycle stage of Asian family-firms. - Facing

the demand and supply of steel will increase in the future. The world steel production capacity utilization ratio swung between 67.6% – 74.3% throughout the year 2017, over the cycle, anyhow overall

ratio swung between 67.6% – 74.3% throughout the year 2017, over the cycle, anyhow overall went on at higher level than previous year, somewhat improved indicates the recovery trend, but not too much

warming potential HDPE - high density polyethylene ICT - information and communications technology IEA - International Energy Agency IPCC - The Intergovernmental Panel on Climate Change LCA - life cycle

prices by managing market risk through a back-to-back policy. Our equity risk stems from equity underwriting and non-directional trading business, which we undertake only for serving customer needs. KBank

our expectations of each element for the second-cycle audit inspections, in response of the deficiencies found during the first cycle. It was obvious from the 2014 inspection results that the audit

นโยบายและบริหารจัดการกุญแจ เพื่อการเข้ารหัสข้อมูล (key management) 2. ผู้ประกอบธุรกิจต้องจัดให้มีนโยบายการบริหารกุญแจเพื่อการเข้ารหัสข้อมูล ตลอดช่วงเวลาการใช้งาน (key management whole life cycle) โดยก าหนด