Analysis (MD&A) 3 Q2/2020 Operating Results Overall operating results of the Company and its subsidiaries (unit: THB million) Q2/19 Q1/20 Q2/20 change +/(-) 6M/19 6M/20 Change +/(-) YoYYoY QoQ Operating
2019 of Company’s subsidiaries in Thailand, the Company had commission income of 531 million baht from AEON Insurance Service (Thailand) Co., Ltd. and collection service income of 268 million baht from
becoming insolvent as a prerequisite. After a debtor has defaulted on credit obligations, he/she may submit a request to the court for proceeding with reorganization. This change provides a greater
Bond Guidelines (SBG) and the Sustainability-Linked Bond Principles (SLBP) are published under the governance of the Principles. The Principles are a collection of voluntary frameworks with the stated
operations included: Notification of Committee Overseeing Debt Collection Practices Notification of Committee Overseeing Debt Collection Practices Re: Number of Contacts for Debt Collection, which was
) Co., Ltd. and collection service income of 202 million baht, increasing by 2% y-y from ACS Servicing (Thailand) Co., Ltd. 4 Expenses The Company’s expenses mainly consist of operating and
; SAii Lagoon Maldives Curio Collection by Hilton (198 keys), and Hard Rock Hotel Maldives (178 keys) commenced its operation. On November 8, 2019, the Company received payment for additional ordinary
pursuing debt collection respectively. The Company has been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently
. Therefore, AEON Microfinance (Myanmar) Co., Ltd has stopped new loan and cut the expenses as well as continued pursuing debt collection respectively. The Company has been expanding more online service
providing new loans to existing customers starting January 22, 2022. The subsidiary has continuously reduced operation costs and continued pursuing debt collection accordingly. However, the Company has been