to the loans from financial institutions for the year 2015 and 2016 in amounts of Baht 6.69 million and Baht 7.56 million respectively. The proportion of The financiang cost incurred compared to the

-term investments at financial institutions, and property, plant and equipment. As of December 31, 2018 and June 30, 2019, the Company saw cash and cash equivalents and short-term investments at financial

financial institutions decreased Baht (233) million due to decrease of notes payable from financial institutions compared to YE2019. • Long-term borrowings from financial institutions decreased by Baht (35

need for working capital has slowed down, while demand for household credit increased in almost all categories except home loans. Looking ahead, financial institutions predict that demand for business

household sector increased in all categories, particularly other consumer loans and auto-leasing. Financial institutions expect demand for business and household credit to increase later in the year

by the SEC Office; "financial institutions" means the following financial institutions: (1) commercial banks, finance companies or credit fonciers in accordance with the Law on Financial Institution

-leasing and credit card loans, but declined in housing loans in line with the sluggish real-estate market. Financial institutions expect that demand for business and household credit will increase

-Term Debts means Long-Term Debts that RPV borrowed from the financial institutions which is specified in the consolidated financial statement of RPV as of 30 June 2020 and reviewd by an auditor and

866.1 million, decreased by 15.7% from the relaxation of the required provision to financial institutions to allocate to reserve account for principal repayment of the Financial Institution Development

Assets 4,618 4,705 -2% Bank overdrafts and short-term loans from financial institutions 1,474 1,512 -2% Trade payables 438 433 +1% Current portion of long-term loans from financial institutions 126 190 -34