efficiently met by our solutions. These undertakings helped us to achieve our business goals, while also appropriately maintaining asset quality. Multi-Corporate Business Prioritizing financial service
managed appropriately, accounting for customers’ business operations and service provision. Uplift of risk and compliance related functions to be more integrated and efficient by setting up “Risk and
portfolio management to recovery and collection, has been established and continuously enhanced to appropriately reflect risk involved, as well as promote business capability. Portfolio Management KBank
costs and pre- operative expenses 4 Interest net of tax on THB 15 billion Perpetual Debentures 5 M&A earnings are annualized for ROCE calculation to appropriately represent the ratio based on restated
competitive in both domestic and international markets, with low operating cost and wide range of products and services at fair prices; (2) Inclusive – Individuals, SME, and large corporates can appropriately
respective regulations, the SEC Office may not proceed in accordance with Clause 24 on such persons if the SEC Office deems that such persons have already been punished appropriately. The provision under the
proceed in accordance with Clause 24 on such persons if the SEC Office deems that such persons have already been punished appropriately. The provision under Paragraph 1 shall not be applicable to the case
appropriately taken into consideration the knowledge, capacity, professional experience and the ability to give opinions providing that the qualifications of the Shariah advisor shall not contravene the
appropriately. The provision under Paragraph 1 shall not be applicable to the case that Stock Exchange or the derivatives exchange imposes penalty of fine on them. 6 Amended by the Notification of the Capital
if the SEC Office deems that such persons have already been punished appropriately. The provision under the first paragraph shall not be applicable to the case that Stock Exchange or the derivatives