baht, which was resulted from higher provision in the first quarter of 2020 with probable forward looking risk factors due to COVID-19 situation. Net profit was mainly contributed by continued growth of
written- off receivables as well as the Company has also set management overlay for a hedge with probable forward looking macroeconomics factors. Net credit cost was at 5.1% increased from 4.1% in the first
Discussion & Analysis : MD&A) เหตุการณ์และปัจจัยที่อาจมีผลต่อการดำเนินงานหรือฐานะการเงินในอนาคตของบริษัทอย่างมีนัยสำคัญ (forward looking) การเสนอขายหุ้นแก่ประชาชนทั่วไป (PO) การเสนอขายหุ้นแก่ประชาชน
, practitioners and experts on corporate governance in the region, as well as from OECD countries and relevant international institutions. Participants exchange experiences and push forward the reform agenda on
policy: a minim ted to driving h and flexibility By preserving c ircumstances. ayment shall st e separate fina bligations of th tions. this material are forward‐l not historical facts. These our
forward-looking performance-based instrument. The sustainability/ESG objectives are (i) measured through predefined key performance indicators (KPIs) and (ii) assessed against predefined sustainability
disclosure framework, but it can be a strategic management framework - To help organization manage risks and opportunities in a more forward looking way • To comply with the TCFD recommendations, companies
forward- looking stance We believe that ESG considerations are valued inefficiently. We fully incorporate these considerations into our time-tested four-step investment process Avoiding negative impact by
Discussion and Analysis : “MD&A”) 4.2 ให้อธิบายปัจจัยหรือเหตุการณ์ที่อาจมีผลต่อฐานะการเงินหรือการดำเนินงานอย่างมีนัยสำคัญ ในอนาคต (forward looking) ไม่ว่าจะเป็นปัจจัยภายนอก เช่น แนวโน้มภาวะเศรษฐกิจ ความ
continually and without notice of any kind and may no longer be true after the date indicated. [Forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time