coronavirus pandemic (COVID-19) that caused widespread economic disruption. The Bank of Thailand has lowered its GDP forecast for year 2020 from the previous expected growth of 2.8% to be at -5.3%. Foreign
effective interest method and also from the recognition of interest income from non-performing loans. Yield on loan for 1Q20 increased to 7.7% from 7.2% in 1Q19. Additionally, the Bank has lowered the lending
beginning of the year in Asian Countries such as China, South Korea and Japan where they were our major clients lowered the occupancy rate causing the decrease in revenue. Revenue breakdown EBITDA breakdown
customers in response to the macro low spending environment . The starting price was lowered to Bt399/Month for 100Mbps from Bt599/Month a year earlier; therefore, industry ARPU was on declining trend
from strong growth in both fixed-broadband and non-mobile enterprise business. • Mobile revenue reported Bt116,696mn, decreasing -0.5%YoY from lowered ARPU from Bt224 to Bt213 as a result of continuing
range target of 1-3% to be in line with the changes in financial conditions and structurally lower inflation stemming from 1) aging society 2) growth of e-Commerce and 3) technological advancement
advancement of artisanry and savoir-faire to adapt to the new environment. Underpinning CHANEL’s approach to sustainability is a recognition that collective action is needed to accelerate the transition to a
where advancement is needed. It is recommended that investors refer to the accompanying ICAPs Guidance document for more detailed information on how to implement the encouraged actions set in the
Community (AEC), and the advancing digital age amid the rapid pace of technological advancement, thus leading to changing customer behavior, regulatory changes and life platform-driven competition. Given the
appropriate trainings and experiences. Opportunity for career advancement The SEC’s past inspections suggested that some audit firms had difficulties implementing their succession plan due to their unbalanced