, mainly due to increase of export sales and local sales. 2) Cost of sales decreased by Baht 16.82 million due to sales amount increase from selling price increasing and new local customers. Cost of sales

to increase of export sales increased by Baht 10.95 million and local sales increased by Baht 1.45 million. 2) Cost of sales increase by Baht 4.38 million mainly from increase from employee benefit

local services for caravan in local areas, currently the Company has quite high utilization rate of using caravan, income has been distributed to local community. Please be informed accordingly, Yours

assets Total current assets Total non-current assets Trade and other receivables AGING OF TRADE RECEIVABLES (THB mn) 31 MARCH 2020 30 JUNE 2020 VGI PUBLIC COMPANY LIMITED LIABILITIES AND SHAREHOLDERS

% 17,077 100.0% Total assets Total current assets Total non-current assets Trade and other receivables AGING OF TRADE RECEIVABLES (THB mn) 31 MARCH 2019 (Restated) 31 MARCH 2020 VGI PUBLIC COMPANY LIMITED

assets Total non-current assets Trade and other receivables AGING OF TRADE RECEIVABLES (THB mn) 31 MARCH 2020 30 SEPTEMBER 2020 VGI PUBLIC COMPANY LIMITED LIABILITIES AND SHAREHOLDERS’ EQUITY LIABILITIES

development, changes in investors' behavior due to COVID-19, and the aging population. We trust that our close collaboration could promote Thai capital market's competitiveness and improve adaptability to

the GDP; (2) Lack money management skills; (3) Lack ability to drive the country productivity growth as aging society is approaching; (4) Lack retirement savings resulted from insufficient savings and

Secretary-General, said ?With the current economic and social conditions and the outlook, in particular aging society, everyone needs to understand and realize importance of saving and investment to ensure

). Retirement Saving Over the Life Cycle: Evidence from a Developing Country. Journal of Aging & Social Policy, 1-18. Primary tax-advantaged saving vehicles % of total long-term/retirement savings Note: Data on