International member shop in various country. 3.6 Mobile Payment Service is a service for stores that would like to service for bill payment by using QR Code via e-Wallet in nationwide. 4. Other Services 4.1 Cash
ATM in aboard and UnionPay International member shop in various country. 4. Other Services 4.1 Cash Management Service is a financial service to support the financial management that is convenient and
services payment including the bank has participated the UnionPay International, the customers can use the card at the ATM in aboard and UnionPay International member shop in various country. 4. Other
customers can use the card at the ATM in aboard and UnionPay International member shop in various country. LH Financial Group Public Company Limited Management Discussion and Analysis for the year ended 31
the card at any ATM machine aboard and UnionPay International member shop in various country and purchase commodities and services at the shops or via online shopping. 3.5 Mobile Payment Service is a
delivery, to name a few. Moreover, the Company adopted the best practices for social distancing by arranging areas for food and beverages delivery service and take away and implement Chat and Shop system
will also fine-tune products for sale to match with customer preference in each area to attract more customers to visit and shop more.