compared to the year 2017. Total operating expenses were included employee benefit expenses, fee and service expenses, financial costs and other expenses. LH Financial Group Public Company Limited Management

provision of retirement benefit obligations according to Labour Protection Law in the amount of Baht 51 million, 3) a remuneration program’s expense in the amount of Baht 45 million, 4) a provision of

the year 2018. Total operating expenses included employee benefit expenses, fee and service expenses, financial costs, bad debts and doubtful accounts and other expenses. LH Financial Group Public

accretion cost from a discounting of long-term construction payables based on a requirement of accounting standards, 2) a one- time additional provision of retirement benefit obligations according to Labour

2019 was resulted from the employee retirement benefit. Operating Highlights Q4/18 Q3/19 Q4/19 Change +/- 2018 2019 Change +/- (THB million) % YoY % QoQ % YoY Revenue from sale of goods 2,356.1 2,275.0

basis of the existing guidelines could result in offering no benefit to the Company and the shareholders. Therefore, the management team has conducted studies to find solutions to minimize the effects of

relevant events have been employed in order to managing equity investment to ensure maximum benefit of KBank.  Foreign Exchange Risk in Banking Book Activities KBank is exposed to foreign exchange risk

63,859,394 8. Castle Aluminium (Mauritius) Ltd. 172,310,240 9. ABT Investments (India) Private Limited 7,757,080 10. ABT Limited 2,382,680 *held for the benefit of Sakthi Sugars Limited Summary of SACL’s

% 8. Castle Aluminium (Mauritius) Ltd. 172,310,240 69.96% 9. ABT Investments (India) Private Limited 7,757,080 3.15% 10. ABT Limited 2,382,680 0.97% *held for the benefit of Sakthi Sugars Limited

six-month period of 2016, or up to 47.92%. Total operating expenses were included employee benefit expenses, fee and service expenses, financial costs and other expenses. Land and Houses Fund Management