, increasing +96.2% YoY. The gross profit margin was relatively stable as high proportion of the costs was revenue sharing costs to marketing partners which vary according to the income. Services income from
การพฒันาและเพ่ิมบรกิารใหม่ๆ เชน่ Chat&Shop Call&Shop และชอ่งทางดิจิทลัใหม่ๆ ผ่านโซเชียล มีเดีย เชน่ Facebook Live, Store Brand และ Brand Line Official ซึ่งเปิดตวัในประเทศไทย โดยยอดขาย Omnichannel ใน
, trading and construction. Demand for consumer loans is likely to increase in the credit card sector, while demand for housing loans and other personal loans will be stable. Demand for auto-leasing will tend
year. As the loan quality was relatively stable, the ratio of gross non-performing loans (NPL) to total loans was 2.9 percent, nearly the same level at the end of 2017. The Bank of Thailand’s Senior Loan
diversify television me in the future , the Board o ion business, pany has con that takes p e market valu ket. Comparin V Home Shop Home Shopp e per annum o e index of the acquisition of pany’s subsid Re
be effective in 2020, the Thai commercial banking system will be more stable and able to support loan expansion in the next phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item
regulations for Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) requirements. The preparation for TFRS 9 adoption, which will come into effect in 2020, and managing loan quality and NPL
locations (an increase of 11 branches YoY), and the number of Inthanin Coffee Shop was 541 locations (an increase of 50 locations YoY). From the branches expansion, better management of the stores, and cost
customers, the new store can also adjust the concept of After You, which formerly is a dessert shop that focuses on sitting and eating, into a new store concept that encourage customers to walk around and
Bt167mn/month.) Market and Competitive Environment In 3Q19, the competition in the postpaid segment remained fairly stable. There continued to be no new offering on fixed- speed unlimited data in the