issues, consider policies and regular work relating to employee matters and the engagement of other parties to prepare the operating system for the SEC Office/ meetings/ seminars/ MOU/other events/exchange
activities in the digital world. This trend will likely be evident in the foreseeable future. To cope with this challenge, the business sector, including Thai commercial banks, has become more vigilant in
also be on commercial banks’ asset quality and fee income as payment transactions are increasingly conducted via PromptPay service. All of these factors will pose a challenge for commercial banks seeking
events. Subject to our regular reviews and improvements in liquidity risk management processes at KBank and K Companies, these actions are consistent with economic circumstances and rapid changes in the
liquidity in the banking system. For the outlook of commercial banks during the remainder of 2019, a major challenge could lie in the delayed recovery of economic activity in several sectors, which may in
order to increase the frequency of use from the regular customers. As a result, FSMART has total revenue from core business which is Bt769mn in 2Q17 increasing 48.0% YOY and has net profit was Bt144mn
for luck and prize redemption in order to increase the frequency of use from the regular customers. As a result, FSMART has total revenue from core business which is Bt788mn in 3Q17 increasing 42.1% YOY
sales and services decreased Baht 1,275.11 million or 69.90% from the corresponding period of the previous year, mostly from revenue from Big Lot of Trading which was a non regular transaction decreased
provided by the Cloud Provider, whose standards are acceptable and the service is reviewed on a regular basis. Hard copies of documents and printed materials are stored based on their use: Documents that are