instruments Baa1 Baa1 Baa1 Subordinated debt instruments Baa3 Baa3 Baa3 Outlook Stable Stable Stable Financial strength (BCA) baa2 baa2 baa2 Financial strength outlook Stable Stable Stable Standard & Poor’s
YoY with a margin of 43%. Normalized EBITDA was Bt38,659mn increasing 2% YoY, with a margin of 43.7% in line with the full-year guidance of stable YoY. With the 1800MHz spectrum license acquired in Sep
, increasing +96.2% YoY. The gross profit margin was relatively stable as high proportion of the costs was revenue sharing costs to marketing partners which vary according to the income. Services income from
, trading and construction. Demand for consumer loans is likely to increase in the credit card sector, while demand for housing loans and other personal loans will be stable. Demand for auto-leasing will tend
year. As the loan quality was relatively stable, the ratio of gross non-performing loans (NPL) to total loans was 2.9 percent, nearly the same level at the end of 2017. The Bank of Thailand’s Senior Loan
$1.4 billion, driven by volume growth and higher margin realization. In 4Q18, core EBITDA increased by 24% YoY to $318 million, supported by higher volume. In 4Q18, core EBITDA per ton was stable
amount gained from the capital increase as the Company’s capital for debt repayments, enhancement of financial liquidity, and fund, and/or revolving fund for its operation and expansion of business of the
same period of the previous year, which correlates with the trajectory of the declining price of crude palm oil, which the price situation remains stable in the low levels, due to a rising influx of oil
/ ประมาณการกระแสเงนิสด ไหลออกสทุธใิน 30 วัน ภายใตส้ถานการณ์ ดา้นสภาพคลอ่งทีม่คีวามรุนแรง) แหลง่เงนิทีม่คีวามม่ันคงตอ่ความตอ้งการแหลง่เงนิทีม่ี ความม่ันคง (Net Stable Funding Ratio: NSFR) (รอ้ยละ) ค านวณตาม
be effective in 2020, the Thai commercial banking system will be more stable and able to support loan expansion in the next phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item