. The Company does not have any asset disposition transaction from its operation in the past 6 months. The company is obliged to provide a report and disclose the information memorandum with respect to
international standards as to prevent the cyber threats. Products and Services Land and Houses Bank Public Company Limited has continuously developed its financial products and services to meet the needs of
interest income decreased by 8.5%. The company and its subsidiaries’ the operation had net profits for the six-month period of 2019 amounted of Baht 1,567.8 million, decreased by 0.6% when compared to the
Global and Thai Economy in the Third Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to Business Operations 2 2. Risk Management and Risk Factors 5
as it offers an opportunity for the company to expand its business scope and increase its source of income and to cover new business line in the future. Opinion of director and/or the audit committee
the years, which led to otherwise avoidable damages and erosion of confidence in the capital market and the Thai economy as a whole. The SEC, therefore, will continue on with its timely and relentless
of the power business of Thailand. The Company contemplates to expand its business to cover the production of biodiesel. Therefore, apart from the benefit from the source of fund of investor, the