THB -75.0 Mn compared to the same period in 2019. The main reason for the lower cash flow was the decrease in net profit which decreased THB -76.3 Mn year-on-year. Other notable cash flow changes were

period in 2019. The main reason for the lower cash flow was the decrease in net profit which decreased THB -190.5 Mn year-on-year. Other notable cash flow changes were (1) Depreciation and Amortisation

interest income, gain (loss) on exchange rate and other irregular items) in 2022 was also notable at Baht 2,293.8 million, compared to 1,282.3 million in 2021. Gain on foreign currency exchange rate was at

customer. At present, Boonterm kiosk is a variety of service channels that covers all areas throughout the country and can reach customers. By the intention of the company in increasing the potential of

serve with trend and demand of consumer which prefer the community mall that provide a convenient and variety of grocery store. The board of the Company considers that this project will benefit to the

variety of distribution channels and nationwide coverage. Whereby Jaymart Mobile Co., Ltd operated the distribution of mobile phones and its accessories is a core company. Non-performing loans management

variety into each service segment. Due to customer’s requirement which are not focusing on any particular service group 2. Other revenue The Group’s other revenue comprise of office rental, sales scrap, or

withdraw cash and installment loans for purchasing a variety of products and services up to 48 months. Thus, the Company provides more channels to facilitate financial services to customers and reduce

(BAY) and Government Saving Bank (GSB), and new variety of services such as bank saving lottery, PA insurance, etc. The Company also focuses on expanding the kiosks with SIM card selling and electronic

the Company’s branches. In addition, a variety of online transaction channels have resulted in the Cardless transactions currently accounted for 95% of total personal loan sales, which Promptpay service