for 3Q18. Allowance for doubtful accounts and allowance for troubled debt restructuring amounted to Baht 10,779 million with outstanding Baht 4,500 million in general reserve. The total loan loss

Rules Conditions and Procedures for Establishment and Management of Property and Loan Funds (No. 2)

million cards, has grown by 1% more than last year. Credit Card receivable was 394,123 million baht, with the growth of 9% from the same period last year. For personal loan industry, the numbers of account

rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onward. However, the company focuses on promoting sales through online channels to

ranking as the number one in the country of debt management business for Non-Performing Loans (unsecured loan). It is due to the situation of household debt in the country that has been increasing in the

% for 2018 declining slightly comparing to 48.2% during 2017. Impairment loss on loans and debt securities for 2018 totaled Baht 1,245 million, increasing when comparing to Baht 763 million yoy. Loan loss

and allowance for troubled debt restructuring amounted to Baht 10,853 million with outstanding Baht 4,500 million in general reserve. The total loan loss reserve to total mandatory reserve ratio stood

from revaluations stood at 47.5% for 2Q18 comparing to 47.3% yoy. Bad debts and doubtful accounts and loss on debt restructuring totaled Baht 489 million, increased from Baht 456 million in 2Q17. Loan

loss on loans and debt securities for 2018 totaled Baht 1,245 million, increasing when comparing to Baht 763 million yoy. Loan loss provisions (excluding general reserve) and including loss from sale of

debt payment, loan guarantee or purchase from public auction by financial institutions, from BOT Circular ForNorSor (23) Wor.575-2562 dated May 8, 2019, effective May 15, 2019 onward.  Criteria for