Banking Industry, Competition and Emerging Risks  Banking Industry and Competition Commercial banks’ overall performance in 2019 recorded an increase in net profit compared to 2018. The increase could be

performance are as follows: Sales Revenue Sales revenue for Q2/2017 of 269.33 million baht shows an increase of 99.98 million baht or 59.04% y-o-y. Cost of sales of 172.40 million baht shows an increase of

million, an increase of 72.7% yoy. Net profit attributable to owners of the parent increase by 10.3% yoy to THB 320 million. In 4Q19, the Company reported the net profit including attributable to non

million, an increase of 72.7% yoy. Net profit attributable to owners of the parent increase by 10.3% yoy to THB 320 million. In 4Q19, the Company reported the net profit including attributable to non

million, an increase of 72.7% yoy. Net profit attributable to owners of the parent increase by 10.3% yoy to THB 320 million. In 4Q19, the Company reported the net profit including attributable to non

decrease of 7% YoY and increase of 10% LTM 2Q19. Three of our five segments, namely Integrated PET, Fibers and Packaging, which constitute around 89% of capacity, contributed to 94% of the core EBITDA. The

total of Baht 28,197,293,670 in which the company has been successful in following the capital increase plan while also adjusting the financial structure to an appropriate level, as well as to support

commercial benefits. This is because the purchasers possess the sophisticated knowledge, ability, expertise and many years of experiences in the business of wood manufacturing and distributing as well as other

more than its target, which reflected in 2019 gross margin increase by 250 bps YoY to 34.9%. Q4’19 Gross margin was slightly improved 50 bps YoY and recorded at 35.0%, despite the impact of new sugar tax

media in Malaysia, Meru Utama Sdn. Bhd.– Aviation media in Malaysia and PT Avabanindo Pekasa (“Otego”) – Transit media in Indonesia. With MACO and VGI’s expertise, we believe we are well positioned to