increase in net interest income which was derived mainly from expansion in retail and SME business loans, in line with growth in net interest margin (NIM). Excluding gain on investments of certain banks in
2020 was at 15.9% (data from Department of Energy Business, Ministry of Energy). Moreover, expansion of the service stations went about simultaneously with the development and expansion of Non - Oil
Bt170.3 million or 10.3%(y-o-y), mainly due to 1) the increasing in the direct labor costs 2) the depreciation from the FPT’s multi- products fuel pipeline expansion project to the northern of Thailand
THB 0.40 million or +46.52% YoY due to the increase in marketing activities in line with the expansion of digital content via telecommunication channels service. In 9M2021, selling expenses were THB
Continuity Management Sub-committee Information Technology Strategy Sub-committee Digital-Oriented Risk, Data & Cyber Security and IT Risk Management Sub-committee 10 Expansion of scope of operations for IT
, especially through efficient cost management and expansion of their customer base and income from financial transactions and services via digital platforms. Close attention should be paid to the overall
are to maintain efficient, M.R. Pridiyathorn Devakula Chairman Message from the Chairman A n n u a l R e p o r t 2 0 0 6 3 Thirachai Phuvanatnaranubala Secretary-General The economic expansion was on
investment marks another important step for WHAUP utilities business expansion in CLMV, especially in Vietnam, as part of our long-term investment target. Moreover, it is also in line with our strategic plan
the expansion of digital content via telecommunication channels service. Financial Position Unit: THB Million Financial Position As at 31 December 2020 As at 31 December 2021 Increase/ (Decrease
million baht or 19.42% from the same period of the prior year. The increase was due to the continuous hire purchase loan expansion, particularly from trucks. The net of total hire purchase loans were